Africell Money

Africell Money Services


Send money to people on other networks and even those without phones! A unique code is generated automatically on sending money. The recipient uses the code to withdraw the money and they don't need to have a phone.

With Africell Money you can send or receive money as much as 15 Million Leones at the most competitive transaction rates.

Send and receive money securely 24/7 all through the year. Our superior network ensures that no matter where you are or what time it is you continue transacting seamlessly.

If you have sent money to a person you have never transacted with, he/she will not be able to confirm the transfer as he doesn't know your phone number. After sending money, you have to call the person to inform them and tell them your number if they don't know it. They will receive an SMS requesting them to dial *161# and accept the transfer by entering the sender's number. Therefore, if you have sent money to the wrong person, they will not know your number. All the amount transferred and the charges will be sent back to you automatically after 15 days if the transfer is not confirmed.
Africell Money has unique features that makes it secure to send the right amount to the right person at the precise time, making it the most reliable and secure Mobile Money service in Sierra Leone

Africell Money services

Send money to all networks and even to people without phones. All you have to do is let the recipient know the unique secure code generated when you send the money

Pay for services and utility bills like electricity, School Fees and digital TV subscription conveniently in the comfort of your home

buy airtime and Data packages directly from your phone

With Africell Money you can buy airtime and Data packages directly from your phone using your account.

Africell Money benefits

Protection from fraud. When you send to an Africell customer for the first time, they will receive an SMS requesting them to dial *161# to accept the transfer by entering the sender's number in the confirmation menu. You can view up to 5 pending transfers to be confirmed.

How to get started with Africell Money.

Getting started with Africell Money is very easy. visit any Africell Shop today with the following:


  • provide identification with a valid picturee.g voter's card, passport, driving permit, student ID, employer or LC ID.
  • You will be given a form to fill in your details
  • Once your account has been created, you will receive an SMS requesting you to change our Africell Money PIN

How do you access Africell Money.

you can access Africell Money by dialling *161# with an Africell SIM card


How to deposit on your account


After registering for africell Money, you can proceed to deposit on your account. visit any africell Shop or authorised africell Money Agent.


  • hand your ID to the africell Money Agent
  • give him/her your africell Money number
  • hand money to the agent. The agent will fill in the transaction book with your name, africell Money number, ID, transaction type and amount
  • confirm the transaction details
  • receive an SMS notification detailing transaction ID (include date and time), transaction amount and new account balance
  • sign in the transaction book (don't forget to get back your ID)

How to send money to an Africell customer

Africell Money enables you to securely and quickly send money to other Africell customers.Follow the instructions below to send:


  • dial *161#
  • select the 'send money' option.
  • choose the option 'send to Africell Customer'
  • enter the recipient's phone number
  • confirm the transaction details
  • enter your Africell Money PIN
  • receive SMS confirmation of the transaction (if it is the first time you transfer to a particular person, you will receive the SMS confirmation once they have confirmed the transaction by entering your phone number
  • if the receiver is an Africell Customer who has not yet registered with Africell Money, they will have 15 days to register. If they do not register on time, the money and all charges will be transfered back to you
  • if it's the first time you send money to a particular person, remind them to confirm within 5 days of the confirmation by entering your phone number.

How to send money to an non-Africell customer


Send money to non-Africell customers, even those without phones. Simply follow the following instructions:

  • dial *161#
  • select the 'send money' option.
  • choose the option 'send to non-Africell Customer'
  • input the amount of money to send
  • receive a secret passcode by SMS
  • enter your Africell Money PIN
  • communicate the secret passcode to the receiver
  • confirm the transaction details
  • communicate the secret passcode to the receiver
  • receiver has 15 days to withdraw the amount at any Africell Money Agent

How to withdraw cash for an Africell Customer

Once you've deposited money on your Africell Money account. You can follow the following procedure in order to withdraw:


  • visit an Africell Money Agent
  • confirm that the agent has enough cash for your transaction
  • hand your ID to the Africell Money Agent and give them your Africell Money number
  • you will receive an SMS requesting you to confirm the transaction by entering your Africell Money PIN
  • once the withdrawal is successful, you will receive an SMS notification detailing the transaction ID (includes date and time), transaction amount and new account balance
  • take your cash, ID.

How to withdraw cash for a non-Africell Customer


The non-Africell customer receiving Africell Money should do the following in order to withdraw the money sent:


  • visit an Africell Money Agent
  • confirm that the agent has enough cash for your transaction
  • hand your ID to the Africell Money Agent
  • give the agent the secret passcode
  • take your cash and ID

How to buy airtime

You can buy airtime quickly and conveniently using your Africell Money account. Simply do the following:


  • Airtime
  • dial *161#
  • select africell services
  • select buy airtime

In case you want to change your Africell Money PIN, follow the procedure below to effect the change:


  • dial *161#
  • choose option 'My Account' option then select the 'Change PIN'option.
  • type your current Africell PIN code (if it is the 1st change, the default Africell Money PIN code is '0000')
  • enter your new Africell Money PIN code
  • re-enter your new Africell Money PIN code
  • receive a confirmation SMS

Africell Money is a mobile money solution offered to all Africell Subscribers.


Subscribers are able to use their mobile phones for a wide range of financial services.


Africell Money Offers the following services to its users:


  • Send and receive money (domestically)
  • Utility bill payments (EDSA,DSTV)
  • Airtime Recharge
  • Merchant payments
  • Payroll payments
  • School Fees Payment

Africell Money provides an efficient way to do a cash-free and card-free payment from anywhere and at anytime.


FROMTOCUSTOMER CHARGE(SLL)
Cash Out for Registered Customers
1,00014,999500
15,00029,999800
30,00059,9991,500
60,000149,9993,500
150,000299,9997,000
300,000599,99911,000
600,000999,99914,000
1,000,0003,999,99940,000
4,000,0006,999,999120,000
7,000,00015,000,000180,000
CASH IN
1,00015,000,000FREE

How to Recharge Your EDSA meter Using Africell Money


  • Dial *161#
  • Choose 3 for bill payment
  • Choose 3 for EDSA recharge
  • Enter the meter number
  • Enter the amount to pay
  • Enter Africell money PIN